Quick answer: Gruha pravesh is the celebration. The paperwork is what makes the house yours on record. For a new home in Bangalore, sort these in order: the registered sale deed, the Encumbrance Certificate (EC), the Khata transfer or e-Khata, the property tax record, and then your BESCOM and BWSSB connections. Check whether your Khata is A or B, because it affects loans, resale and approvals. If you want to move in this Diwali, start now.

The Order to Follow

Each step depends on the one before it, so the order matters.

1. Register the sale deed (or gift or release deed)
2. Get the Encumbrance Certificate
3. Transfer the Khata, or get your e-Khata
4. Update the property tax record
5. Transfer BESCOM and BWSSB to your name
6. Set up or update the gas connection

You can hold gruha pravesh before every step is complete. The utility steps in particular can follow once the Khata is in your name.

Before You Move In: Check These First

• Possession and handover: get the keys and a handover letter in writing
• Occupancy Certificate (OC): for a new apartment or building, confirm the builder has obtained it. Utility connections and bank loans can depend on it.
• Pending dues: ask the seller or builder for the latest electricity, water and property tax receipts, so you don't inherit unpaid bills
• Seller's loan: if the seller had a home loan, confirm the mortgage has been released and get proof

1. Sale Deed and Registration

The sale deed is the document that transfers ownership. In Karnataka, a sale of property has to be registered at the Sub-Registrar's office. Stamp duty and registration charges are paid at this stage.

If the property came to you by gift or release, the gift deed or release deed is registered the same way. Keep the original registered deed safe. Every later step in this list depends on it.

2. Encumbrance Certificate (EC)

The EC shows whether the property has any registered loans, mortgages or legal claims against it. Check it before you buy, and keep a fresh copy after the sale deed is registered, since it shows your purchase as the latest entry. You will need it for the Khata transfer, and banks ask for it for any loan against the property.

3. Khata: A-Khata, B-Khata and e-Khata

The Khata is the civic body's record of who owns a property and who pays the tax on it. In Bangalore it is the most important paper after the sale deed.

• A-Khata: for properties that meet the layout and approval norms. These are the properties that can be sold, financed and built on without difficulty.
• B-Khata: for properties that don't, such as those in unapproved layouts. Banks are often reluctant to lend against them, and approvals and resale are harder.
• e-Khata: the digital version of the Khata record. It is what the civic body now issues, and some properties still on older manual records need to be digitised into it separately.

If you bought a property with a B-Khata, a B-Khata to A-Khata conversion is possible in some cases, depending on the property's layout and approvals. Check this before you pay.

If you bought a property with a Khata in the seller's name, you apply for Khata transfer using your registered sale deed, the latest property tax receipt, the EC, the previous Khata copy and your ID and address proof. Names, measurements and addresses must match across all documents. A mismatch is the most common cause of delay. For the full document list, read our guide on Khata transfer in Bangalore.

Filing is through the BBMP Sahaaya portal or the ward office. Properties under a Panchayat have their own e-Khata process.

4. Property Tax

The tax receipt may still show the previous owner after the Khata changes. Get the name corrected on the tax record, and pay any dues up to date. It matters at resale and when you apply for a loan. This step generally depends on the Khata transfer clearing first.

5. BESCOM Electricity

The electricity connection stays in the seller's name until you change it. A BESCOM name change typically needs a fresh security deposit. Do this soon after you move in, so bills and any disputes are yours to control.

6. BWSSB Water

The water connection needs its own name-change application. It is separate from the Khata and from BESCOM. Do it with the same set of ownership documents.

7. Gas Connection

If you are moving a gas connection from your old home, you apply for an address change. If it is a fresh start, you apply for a new connection. Either way, you need proof of your new address, so keep the registered deed handy.

Other Papers to Check

• PID number: the property identification number used on tax and Khata records
• Hypothecation removal: if the property was under a loan that has been repaid, the lender's charge should be removed from the record
• Rental agreement: if you plan to let out your old home or the new one, a registered rental agreement protects you and the tenant
• Address updates: Aadhaar, PAN, bank accounts, passport and driving licence should show your new address once you move

Where DocuPro Fits In

DocuPro handles the property paperwork on this list in Bangalore: sale, gift and release deeds and registration, the Encumbrance Certificate, BBMP and Panchayat e-Khata, Khata transfer, B-Khata to A-Khata conversion, property tax payment and name change in the tax receipt, BESCOM name change and deposit, BWSSB water connection name change, PID number, hypothecation removal, rental agreements and gas connections.

The Sub-Registrar, BBMP, BESCOM and BWSSB set their own processing times, so we can't speed them up. What we do is check that your documents match before anything is submitted, and that the steps are done in the right order, so one mismatch doesn't hold up the others.

Frequently Asked Questions

1. Can I do gruha pravesh before the Khata is transferred?

Yes. Gruha pravesh doesn't depend on paperwork. But start the Khata transfer straight away, because the tax, BESCOM and BWSSB changes follow it.

2. What is the difference between A-Khata and B-Khata?

A-Khata is for properties that meet layout and approval norms. B-Khata is for those that don't, and it makes loans, approvals and resale harder.

3. What is e-Khata?

It is the digital version of the Khata record. Some properties still on older manual records need to be digitised into it separately from a Khata transfer.

4. How long does a Khata transfer take?

Usually 15 to 30 working days after filing.

5. What is an Encumbrance Certificate and why do I need it?

It shows whether a property has registered loans, mortgages or claims against it. You need it for the Khata transfer and for any loan against the property.

6. Do I need to register the sale deed?

Yes. A sale of property in Karnataka has to be registered at the Sub-Registrar's office for the transfer to be valid.

7. Does BESCOM need a new deposit?

A name change typically needs a fresh security deposit.

8. Is the BWSSB connection transferred with the Khata?

No. It needs its own application.

9. What if the seller's home loan is still open?

Make sure the loan is closed and the mortgage is released before you complete the purchase, and keep the proof. Otherwise the charge stays on the property.

10. Should the order of these steps matter?

Yes. The sale deed comes first, then the EC and Khata, and the tax and utility changes generally depend on the Khata clearing.

Property registration, Khata, tax and utility rules referenced in this article reflect the situation as of October 2026 and are set by the Department of Stamps and Registration, BBMP, BESCOM and BWSSB, which can revise requirements at any time. Always verify current requirements with the concerned authority before filing. DocuPro is an independent, privately owned document facilitation service; it is not a government agency, and approvals, timelines and outcomes are decided by the concerned authorities.