Registration Certificate Hypothecation Termination

RC Hypothecation Termination – Fast & Reliable Processing with DocuPro

End Your Vehicle Loan? Clear Your RC Too.

RC Hypothecation Termination is the process of removing a lender's lien from your vehicle's Registration Certificate (RC) after you have fully repaid the loan. This is a crucial step to regain full legal ownership of your car or bike. DocuPro simplifies this process by handling all the necessary documentation, RTO submissions, and follow-ups on your behalf.

RC Hypothecation Termination is more than just a formality; it is a legal and practical necessity for all vehicle owners. It:

  • Makes you the full legal owner of the vehicle, as the lien is officially removed from the RC.
  • Is required for future transactions like vehicle resale, insurance claims, or address changes.
  • Updates your RC to reflect your name as the sole owner, without the bank or finance company listed as a lienholder.
  • Ensures a smooth title transfer or renewal of your vehicle's registration.
  • Prevents legal complications that could arise from outdated vehicle records.

Price: Starting from Rs. 1500 onwards

Documents Required for RC Hypothecation Termination

To ensure a smooth process, you will typically need the following documents. DocuPro verifies and organizes all documents before submission to prevent rejections.

  • Original RC (Registration Certificate)
  • Form 35: This form must be duly signed by the bank or financier to confirm the loan closure.
  • Loan Closure/NOC: A No Objection Certificate (NOC) from your finance company stating that the loan has been fully repaid.
  • Vehicle Insurance Copy
  • Pollution Under Control (PUC) Certificate
  • Valid ID proof (e.g., Aadhaar, DL, PAN)
  • Vehicle Owner’s Passport-Size Photograph

Why Choose DocuPro?

DocuPro provides an end-to-end service that makes the process of removing hypothecation hassle-free.

  • Assistance for all vehicle types: We handle the process for cars, bikes, and commercial vehicles.
  • Comprehensive support: We assist with document preparation, RTO coordination, and follow-up.
  • Quick turnaround: We help with appointment booking to ensure a fast and efficient process.
  • Wide service coverage: Our services are available across many states, including Karnataka, Tamil Nadu, Kerala, Telangana, Maharashtra, and Delhi NCR.

Start Your RC Hypothecation Removal with DocuPro Today

Don't let outdated records stand in your way. Avoid RTO queues and confusing forms by letting DocuPro handle your RC Hypothecation Termination professionally and quickly.

Processing Time

20-25 Days

Starting Price

1500

Success Rate

99.8%

Happy Customers

10K+

Docupro Promise

Expert Guidance

  • Get free expert consultation
  • Hassle-free process
  • Doorstep document pickup
  • End to end support guaranteed

What Our Customers Say

Real experiences from customers who trusted us with their important document needs.

Customer Review List

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Frequently Asked Questions

What is hypothecation termination in a vehicle RC?

Hypothecation termination is the process of removing the bank or financier’s lien from your vehicle’s Registration Certificate (RC) after you have completely repaid your car or bike loan.

How do I remove hypothecation from my RC after loan closure?

Once your vehicle loan is fully repaid, the bank issues Form 35 and a No Objection Certificate (NOC). Submit these documents along with your original RC, valid insurance, and PUC certificate to your RTO for hypothecation removal.

Can I apply for hypothecation termination online?

You can apply online through the Parivahan portal by uploading Form 35, NOC, and RC details, paying the required fee, and then visiting the RTO for verification.

How long does RC hypothecation termination take?

Typically, it takes 7–10 working days for the RTO to update the hypothecation removal in the RC after successful verification of documents.

How can I complete RC hypothecation termination in Bangalore?

In Bangalore, you must submit Form 35 and the bank’s NOC at your respective RTO. DocuPro can help you prepare the documents and complete the RC hypothecation termination process smoothly.